$979,888 Active
1326 Santa Cruz Drive
Minden, NV 89423
✓ STR Allowed — Permit Required
Douglas County NV STR permit required. Check HOA rules — many communities in this area restrict short-term rentals.
4 Beds
·
3.0 Baths
·
2,676 Sq Ft

About This Property

Live above the city. Buy below the bank. At 1326 Santa Cruz Drive, you can have the view and keep six figures in your pocket. This exceptional property offers a seller financing option, a rare opportunity that can save buyers significant interest payments when compared to today's market rates. For buyers who don't want to overpay banks and would rather build real equity, this creates a dramatically lower true cost of ownership than competing homes. Set high above the street on a highly coveted stretch of Santa Cruz Drive, this home delivers a rural, palatial estate feel with unobstructed Sierra Nevada views, endless sunshine, and open vistas in every direction. With no HOA, you'll enjoy total freedom and privacy while remaining close to town. Nearly every room captures the views, filling the home with natural light and a constant connection to the surrounding landscape. Two fireplaces add warmth and ambiance, while expansive windows frame the mountains and city below. The sellers have made major investments in landscaping and outdoor living, creating a true retreat ideal for entertaining or quiet evenings under the stars. The oversized corner lot offers exceptional flexibility, with room to add an ADU, pool, or sports court—perfect for long-term value and lifestyle expansion. Practical features complete the package, including RV parking, a huge 3-car garage, and the peace of mind of being connected to city sewer (completed just two years ago). With unmatched views, flexible land, no HOA, rare financing terms, and a premier elevated location, 1326 Santa Cruz Drive stands apart as one of the most unique and financially strategic opportunities on the market.

Listed by Dave Lass — Real Broker LLC

Listing Details

Status Active
MLS # 260000995
Days on Market 102
Price/Sq Ft $366

Property History

Jan 29, 2026
Listed for sale
$979,888
Property Overview
Beds 4
Baths 3.0
Sq. Ft. 2,676
Lot Size 0.70 acres
Stories 2
Year Built 1993
Property Type Single Family Residence
Subdivision Mission Hot Springs
APN 1420-21-810-006
Parking
Garage Spaces 3
Total Parking 8
Parking Features Additional Parking, Attached, Garage, Garage Door Opener, Parking Pad, RV Access/Parking
Attached Garage Yes
Exterior & Lot
Exterior Features Balcony, Dog Run, Rain Gutters
Lot Features Corner Lot, Cul-De-Sac, Gentle Sloping, Landscaped, Sloped Down, Sprinklers In Front, Sprinklers In Rear
View Desert, Meadow, Mountain(s), Ski Resort, Trees/Woods, Valley
Construction Brick
Roof Composition, Pitched, Shingle
Foundation Crawl Space
Utilities & Systems
Heating ENERGY STAR Qualified Equipment, Fireplace(s), Forced Air, Natural Gas
Cooling Attic Fan, Central Air, ENERGY STAR Qualified Equipment
Financial
Annual Tax $3,591
Schools
Elementary School Pinon Hills
Middle School Carson Valley
High School Douglas
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Permitted Zone
STRUCTURAL SCORE Excellent
87
PROJECTED ANNUAL REVENUE
$142,500 ($118K – $167K range)
~$11,875 per month
Avg Nightly
$485
Occupancy
68%
Cap Rate
5.2%

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$0 per month
Principal & interest
$0
Property taxes
$0
HOA dues
$0
Home insurance
$0
Estimate only — wildfire zone rates vary. Contact a local broker for an accurate quote.
Down payment
20% ($195,978)
Home price
$979,888
Loan details
30-yr fixed, 6.5%
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Murat Gocmen
Murat Gocmen
Managing Broker
CA DRE# 02235314 NV B.1003327.LLC

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