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About This Property
Ranch Living Surrounded by the Sierra If you've been dreaming of a more relaxed pace of life, room to breathe, and the beauty of the Sierra Nevada right outside your door, 426 Rancho Circle is worth a look. Set in the charming community of Loyalton, this property offers an opportunity to enjoy a peaceful ranch-style lifestyle without giving up convenient access to Reno and Sparks. Surrounded by the Sierra Mountains and bordering a greenbelt, the setting is truly special. A creek runs along the backyard, creating a peaceful backdrop for everyday living. Step onto the back deck, settle in, and enjoy your morning coffee or an evening under the stars while listening to the soothing sound of the creek and surrounding nature. Loyalton offers the kind of small-town lifestyle where you can slow down, enjoy the outdoors, and appreciate the beauty of the Sierra Valley. It's an appealing option for those looking to escape the hustle and expense of city living while still being approximately 30 minutes from Sparks and 45 minutes from Reno. Come discover a different pace where the mountains surround you, the creek is in your backyard, and there's room to simply enjoy life.
Listing Details
Property History
STR Investment Analysis
STR analysisHome Insurance Estimate
California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup
Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.
See it in the monthly payment Tahoe wildfire insurance costsCost Segregation Tax Savings
Estimated first-year bonus depreciation savings