$455,000 Active Under Contract
1342 White Bluffs Circle
Fernley, NV 89408
STR Status Unknown
3 Beds
·
2.0 Baths
·
1,636 Sq Ft
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About This Property

Rare opportunities/ FHA assemble loan at a very attractive interest rate, seller can pay off the solar at closing, or credits to buyers for their incurring or none incurring costs! Enjoy the best of Northern Nevada living in this beautifully updated home, ideally situated with BLM land directly behind the property—no rear neighbors and no HOA! The spacious backyard offers plenty of room to relax, entertain, and enjoy the outdoors, with RV parking potential for your next adventure. Inside, you'll find a fully renovated kitchen and bathrooms, beautiful luxury vinyl plank flooring, and newer interior paint. The home offers generous living space, including an additional great room that can serve as a second living area, formal dining room, home office, or whatever fits your lifestyle. The thoughtfully designed floor plan flows seamlessly, creating a comfortable and inviting atmosphere throughout. Additional features include a reverse osmosis water filtration system in the kitchen, a whole-home water softener, and solar panels for added energy efficiency A rare opportunity awaits with its desirable location, spacious layout, and thoughtful upgrades, this move-in-ready home offers the comfort of modern living without the premium price tag of new construction.

Listed by Yao Yao Zhuang — Sierra Nevada Properties-Frnly

Listing Details

Status Active Under Contract
MLS # 260012000
Days on Market 26
Price/Sq Ft $278

Property History

Sep 17, 2026
Listed for sale
$439,900
Sep 29, 2026
Price increased
$455,000 $439,900 ↑ $15,100
Oct 09, 2026
Pending
$455,000
Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,636
Lot Size 0.28 acres
Stories 1
Year Built 2005
Property Type Single Family Residence
Subdivision Desert Bluff Ph 1
APN 022-012-08
Parking
Garage Spaces 2
Total Parking 4
Parking Features Attached, Garage, Garage Door Opener
Attached Garage Yes
Exterior & Lot
Exterior Features None
Lot Features Adjoins BLM/BIA Land, Level
View Desert, Mountain(s)
Construction Stucco
Roof Composition, Pitched, Shingle
Foundation Crawl Space
Utilities & Systems
Heating Forced Air, Natural Gas
Cooling Central Air
Financial
Annual Tax $2,538
Schools
Elementary School Cottonwood
Middle School Silverland
High School Fernley
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

STR analysis
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Home Insurance Estimate

Standard homeowners policy for this home

$2,300 – $3,400/yr
about $238/mo
Est. Rebuild Cost (Coverage A)
$687,120

Estimate from an estimated rebuild cost at standard-market rates. Not a bindable quote; get a local broker quote for accuracy.

See it in the monthly payment

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$2,751 per month
Principal & interest
$2,301/mo
Property taxes
$212/mo
The seller's current bill, from the MLS: a Nevada bill doesn't reset when a home sells.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$238/mo
Estimated ~$2,300–$3,400/yr — get a local broker quote for accuracy.
Down payment
20% ($91,000)
Home price
$455,000
Loan details
30-yr fixed, 6.5%
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