Sold $835,000 $875,000 Closed
2427 Cold Creek Trail
South Lake Tahoe, CA 96150

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SOLD 2026-10-09
Sold for $835,000 (listed at $875,000)
3 Beds
·
3.0 Baths
·
2,577 Sq Ft

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It sold for $835,000 on 2026-10-09, and prices have moved since. Three boxes: leave your number and Murat calls you with what it would sell for today, priced from the latest closed sales nearby.

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About This Property

Mountain Charm Meets Modern Comfort in Prestigious Montgomery EstatesNestled in the highly sought-after Montgomery Estates neighborhood, this well-maintained mountain retreat captures the timeless charm of Lake Tahoe living. With conservancy lots on both sides for exceptional privacy, this 3-bedroom, 3-bath home offers 2,577 square feet of warm, inviting living space on an oversized one-third acre parcel.Open-beam vaulted ceilings, rich knotty pine walls, and stunning, oak hardwood floors throughout. The spacious living areas are filled with character and several windows showcase beautiful custom etched glass, adding a unique artistic touch.The well-appointed kitchen features granite countertops, solid oak cabinetry, a generous pantry, and plenty of space for gathering with family and friends after a day on the slopes or trails.Two zone heating (primary and main living) allows climate control and a separate hot tub room tucked behind the attached two-car garage offers the opportunity to re-invent the space for your own use.Expansive outdoor living with three spacious decks designed for entertaining or simply soaking in the fresh mountain air. Additional highlights include abundant storage, a beautiful paver driveway, and a 50-year composition roof for long-term peace of mind. Comes fully furnished, turn key!!Located just minutes from world-class skiing, hiking, biking, beaches, and all that South Lake Tahoe has to offer, this is the perfect full-time residence, vacation home, or mountain getaway. Classic Tahoe character, thoughtful updates, and an unbeatable location make this a rare opportunity in one of South Lake Tahoe's most desirable neighborhoods.

Listed by Brandie Griffith — Realty World Lake Tahoe

Listing Details

Status Closed
MLS # 143120
Sold Date 2026-10-09
Sold Price $835,000
Price/Sq Ft $340

Property History

Jun 26, 2026
Listed for sale
$895,000
Aug 12, 2026
Price reduced
$875,000 $895,000 ↓ $20,000
Aug 31, 2026
Pending
$875,000
Oct 14, 2026
Sold
$835,000

Sale History · changed hands 2×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Mar 2013 · county record $425,000 Deed record — brokerage sides not reported
Oct 2026 · this listing $835,000 (+96%) Brandie GriffithRealty World Lake Tahoe Jackie ArthurCompass

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 3.0
Sq. Ft. 2,577
Lot Size 0.38 acres
Year Built 1963
Property Type Single Family Residence
Style Split Level
Subdivision Montgomery Estates 1
County El Dorado
STR Jurisdiction El Dorado County
APN 025595012000
Parking
Garage Spaces 2
Attached Garage Yes
Exterior & Lot
Exterior Features Spa/Hot Tub
View Forest
Construction Wood Frame, Wood Siding
Roof Pitched, Composition
Foundation Concrete/Crawl Space
Utilities & Systems
Heating Forced Air, Natural Gas

STR Investment Summary — 2427 Cold Creek Trail, South Lake Tahoe

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 72 / 100 (Premium) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Over coverage limit
2,201 sq ft covered of 173 sq ft allowed
This parcel exceeds its TRPA coverage allowance. New building typically requires removing existing coverage or acquiring transferable coverage rights.
Parcel Size
17,305 sq ft
Allowed Coverage
173 sq ft · 1%
Existing Coverage
2,201 sq ft · 13%
Addable Coverage
0 sq ft
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$6,000 – $7,000/yr
about $542/mo
Est. Rebuild Cost (Coverage A)
$1,082,340
FAIR Plan (fire)
$5,000/yr
DIC wrap (theft, water, liability)
$1,000 – $2,000/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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