$439,900 Active
1342 White Bluffs Circle
Fernley, NV 89408
STR Status Unknown
3 Beds
·
2.0 Baths
·
1,636 Sq Ft

About This Property

Enjoy the best of Northern Nevada living in this beautifully updated home, ideally situated with BLM land directly behind the property—no rear neighbors and no HOA! The spacious backyard offers plenty of room to relax, entertain, and enjoy the outdoors, with RV parking potential for your next adventure. Inside, you'll find a fully renovated kitchen and bathrooms, beautiful luxury vinyl plank flooring, and newer interior paint. The home offers generous living space, including an additional great room that can serve as a second living area, formal dining room, home office, or whatever fits your lifestyle. The thoughtfully designed floor plan flows seamlessly, creating a comfortable and inviting atmosphere throughout. Additional features include a reverse osmosis water filtration system in the kitchen, a whole-home water softener, and solar panels for added energy efficiency. A rare opportunity awaits with an existing FHA assumable loan at an attractive 3.6% interest rate, subject to lender approval and buyer qualification. With its desirable location, spacious layout, and thoughtful upgrades, this move-in-ready home offers the comfort of modern living without the premium price tag of new construction..

Listed by Yao Yao Zhuang — Sierra Nevada Properties-Frnly

Listing Details

Status Active
MLS # 260012000
Days on Market 3
Price/Sq Ft $269

Property History

Sep 17, 2026
Listed for sale
$439,900
Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,636
Lot Size 0.28 acres
Stories 1
Year Built 2005
Property Type Single Family Residence
Subdivision Desert Bluff Ph 1
APN 022-012-08
Parking
Garage Spaces 2
Total Parking 4
Parking Features Attached, Garage, Garage Door Opener
Attached Garage Yes
Exterior & Lot
Exterior Features None
Lot Features Adjoins BLM/BIA Land, Level
View Desert, Mountain(s)
Construction Stucco
Roof Composition, Pitched, Shingle
Foundation Crawl Space
Utilities & Systems
Heating Forced Air, Natural Gas
Cooling Central Air
Financial
Annual Tax $2,538
Schools
Elementary School Cottonwood
Middle School Silverland
High School Fernley
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Permitted Zone
STRUCTURAL SCORE Excellent
87
PROJECTED GROSS ANNUAL REVENUE
$118K – $167K typically ~$142,500
~$11,875 per month
Avg Nightly
$485
Occupancy
68%
Cap Rate
5.2%

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$0 per month
Principal & interest
$0
Property taxes
$0
HOA dues
$0
From MLS listing data.
Home insurance
$0
Insurance estimate only — Tahoe wildfire-zone rates vary; get a local broker quote for accuracy.
Down payment
20% ($87,980)
Home price
$439,900
Loan details
30-yr fixed, 6.5%
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