Sold $770,000 $789,000 Closed
405 Oak Street
Tahoma, CA 96142

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SOLD 2026-08-04
Sold for $770,000 (listed at $789,000)
3 Beds
·
2.0 Baths
·
1,352 Sq Ft

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It sold for $770,000 on 2026-08-04, and prices have moved since. Three boxes: leave your number and Murat calls you with what it would sell for today, priced from the latest closed sales nearby.

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Our data on this home

About This Property

Homes at this price point on the West Shore that are updated, turnkey, and offer optional beach and buoy access are rare. This 3 bedroom, 2 bath Tahoe Cedars cabin is ready to enjoy without taking on a remodel. Sold mostly furnished, it’s an easy transition into Tahoe life. The Tahoe Cedars Property Owners Association is optional, annual dues are $120, and membership includes access to a private beach, shared pier, a buoy field program, and neighborhood park events. Year-round usability sets this home apart. The driveway is flat, which matters in the winter, and as an added bonus, the owner of the neighborhood snowplow service lives directly across the street — a nice advantage in heavy snow years. The outdoor deck setup is dialed, with a hot tub featuring a motorized cover that lifts and doubles as a roof, making it comfortable to use in all seasons. The surrounding lifestyle is what people come to the West Shore for. Nearby Sugar Pine Point State Park offers miles of hiking and biking trails, ranger-led programs in the summer, astronomy nights, and groomed cross-country ski trails in the winter. A paved bike path leads from the neighborhood to the park and continues south to Meeks Bay. From nearby Meeks Bay, the Tahoe-Yosemite Trail leads into Desolation Wilderness, with access to five alpine lakes on day hikes and the option to continue deeper to the Velma Lakes and Dicks Lake for longer backpacking trips through dozens of high-country lakes. The legendary Rubicon Trail is also close by, offering access for OHV use and winter snowmobile routes. Ski days are easy with Homewood Mountain Resort just minutes away. Evenings often end with a walk to catch the sunset at the bar on the pier at Chambers Landing, one of the most iconic West Shore traditions. Tahoe City is about nine miles away for dining, shopping, and marinas, yet this location feels quiet and local. Walk or bike to the Tahoe Cedars beach and the neighborhood market. Paddleboard in the calmer West Shore waters when afternoon winds pick up elsewhere. Come and go easily in every season. If you’re looking for a West Shore basecamp that’s ready now, easy to live with, and offers optional lake access without a mandatory HOA, this is a strong opportunity.

Listed by Tristan Roberts — Coldwell Banker Realty

Listing Details

Status Closed
MLS # 20260128
Sold Date 2026-08-04
Sold Price $770,000
Price/Sq Ft $584

Property History

Jan 30, 2026
Listed for sale
$799,000
Sep 09, 2026
Sold
$770,000

Sale History · changed hands 3×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Jun 2020 · via MLS history $510,000 — —
Aug 2022 $760,000 (+49%) Carrie GivanChase International - Trk Carrie GivanChase International - Trk
Aug 2026 · this listing $770,000 (+1%) Tristan RobertsColdwell Banker Realty Kay KukeshWells and Bennett

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,352
Property Type Single Family Residence
Style Ranch
Subdivision Westshore LK TH
County Placer
STR Jurisdiction El Dorado County
APN 015203001000
Parking
Parking Features None
Exterior & Lot
Lot Features Street
Financial
HOA Fee $120 / Annually
HOA & Community
Community Amenities Beach Access

STR Investment Summary — 405 Oak Street, Tahoma

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 52 / 100 (Standard) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Room to build
1,536 sq ft covered of 1,565 sq ft allowed
29 sq ft of coverage still available to add.
Parcel Size
6,258 sq ft
Allowed Coverage
1,565 sq ft · 25%
Existing Coverage
1,536 sq ft · 25%
Addable Coverage
29 sq ft
Land Capability · TRPA-verified
5
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$1,700 – $2,000/yr
about $154/mo
Est. Rebuild Cost (Coverage A)
$567,840
FAIR Plan (fire)
$1,400/yr
DIC wrap (theft, water, liability)
$300 – $600/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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