$899,000 Active
417 Gray Avenue
Tahoma, CA 96142

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✓ STR Allowed — Permit Required
Placer County STR permit required. Eastern Placer cap of 3,900 permits (not reached) — new permits available until cap is reached.
3 Beds
·
2.0 Baths
·
1,210 Sq Ft
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Our data on this home

About This Property

Great one level family home with, three bedrooms, two baths, wood flooring, gas fireplace, separate laundry room. attached two car garage, fenced back yard, storage unit, lawn, sprinklers, level access off highway 89, good sun exposure, double lot, close to bike trails, hiking, Chamberland's beach, Sugar Pine State Park, Homewood Ski Area, and lots of west shore recreational activities. Hot tub, sauna and yurt are not included in sale but may be purchased separately.

Listed by Richard Wilson — Tahoe Park Realty

Listing Details

Status Active
MLS # 20262052
Days on Market 25
Price/Sq Ft $743

Property History

Oct 02, 2026
Listed for sale
$899,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Jan 2022 · via MLS history $850,000 — —

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,210
Lot Size 0.23 acres
Year Built 1995
Property Type Single Family Residence
Style Ranch
Subdivision Westshore LK TH
County Placer
STR Jurisdiction Placer County
APN 098168005
Parking
Garage Spaces 2
Parking Features Two, Attached, RV Access/Parking, Parking Pad
Attached Garage Yes
Exterior & Lot
Lot Features Street
View Trees/Woods
Construction Frame
Roof Metal
Foundation Concrete Perimeter
Utilities & Systems
Heating Natural Gas, CFAH
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Yellow Zone
STRUCTURAL SCORE Premium
64
PROJECTED GROSS ANNUAL REVENUE
$45K – $65K typically ~$55,000
~$4,583 per month
Avg Nightly
$335
Occupancy
45%
Cap Rate
2.4%

STR Investment Summary — 417 Gray Avenue, Tahoma

Est. Gross Annual Revenue
$45K – $65K
typically ~$55,000
Avg Nightly Rate
$335
Projected Occupancy
45.0%
Cap Rate
2.4%
Structural Score: 64 / 100 (Premium) · STR Zone: Yellow

Nightly rates and occupancy from West Shore market data (173 comparable 3-bedroom rentals, 2026-10); seasonality from comparable Tahoe rentals. Gross of management, cleaning and platform fees. Assumes full-year availability, professional management and dynamic pricing; owner use reduces it. Estimates vary.

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Over coverage limit
2,995 sq ft covered of 2,543 sq ft allowed
This parcel exceeds its TRPA coverage allowance. New building typically requires removing existing coverage or acquiring transferable coverage rights.
Parcel Size
10,171 sq ft
Allowed Coverage
2,543 sq ft · 25%
Existing Coverage
2,995 sq ft · 29%
Addable Coverage
0 sq ft
IPES Score
852.0
Land Capability · TRPA-verified
IPES

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$1,600 – $1,800/yr
about $142/mo
Est. Rebuild Cost (Coverage A)
$508,200
FAIR Plan (fire)
$1,300/yr
DIC wrap (theft, water, liability)
$300 – $500/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$5,483 per month
Principal & interest
$4,546/mo
Property taxes
$795/mo
1.0613% of the price, El Dorado County's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$142/mo
CA FAIR Plan + DIC estimate, ~$1,600–$1,800/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($179,800)
Home price
$899,000
Loan details
30-yr fixed, 6.5%
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Murat Gocmen
Murat Gocmen
Managing Broker
CA DRE# 02235314 NV B.1003327.LLC

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