$45,000,000
226 Four Ring Road
Rubicon Bay, CA 96142
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✗ STR Not Allowed — Cap Reached, New Applicants Waitlisted
El Dorado County's 900-permit Tahoe Basin cap is reached, so new applicants go on the county's waitlist — no new permits are being issued.
6 Beds
·
7.0 Baths
·
10,524 Sq Ft
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Our data on this home

About This Property

TROPHY LAKEFRONT GOLD COAST ESTATE | Nestled on Rubicon Bay's prestigious Gold Coast within the sought after Ring Road neighborhood, this 5.21-acre lakefront estate is a once in a generation opportunity.  Evoking the grandeur of Tahoe’s historic estates, this 10,524-square-foot contemporary mountain lodge, crafted by Loverde Builders and designed by acclaimed architect Clare Walton in 2017, boasts 300 feet of spectacular white sandy beach and breathtaking lake and mountain views in all directions.   Tucked behind a gated entry and a meandering private road, this serene sanctuary offers unmatched privacy, with sprawling lawns, lush landscaping, and turquoise waters lapping gently at the shore.  Virtually every room captures sweeping lake views with windows positioned to bathe the interiors in natural light from sunrise to sunset.   Meticulously constructed with timeless finishes—wrapped steel beams, native granite, exposed rafter tails, wide plank solid hardwood French Oak flooring, custom window coverings, custom stonework, custom concrete counters, custom cabinetry and vanities —this legacy home blends majestic natural tranquility with modern sophistication.   The gracious entry flows into a soaring living room with vaulted 26-foot-tall ceilings and rock clad fireplace, leading seamlessly into a magnificent great room for relaxed family living.  Here, a chef’s kitchen shines with a 6-burner Viking Tuscany oven, expansive Carrera marble countertops, a grand center island, and adjacent dining and entertainment spaces.  Weiland pocket doors open to a Pennsylvania Bluestone terrace, creating the ultimate indoor/outdoor living experience.   The private north wing houses the primary suite, a serene retreat with a spa-like bath featuring dual concrete vanities, a generous shower with a lake view porthole window, and a freestanding concrete tub beneath a vintage crystal chandelier, perfect for meditative soaks.  A private terrace with a recessed spa completes the sanctuary. Upstairs, a connected light-filled office suite offers a quiet retreat.   The south wing includes a second primary suite, four additional bedroom suites with unique Moroccan tile baths, a bunk room and game room for kids, a gym with lakeside access, a massage room, and a temperature-controlled wine room. The attached 3-car garage features additional storage, a dedicated bear box room accessible from the exterior, and a Tesla charger.   Designed for grand entertaining, the lakeside terrace features two recessed spas, an outdoor dining area, a pizza oven, a barbecue, an indoor/outdoor lounge with a gas fireplace, and a large stone fire pit.  Expansive lawns set an idyllic stage for weddings, family celebrations, or intimate gatherings.  A newly added pickleball court, a rare Tahoe amenity, adds private recreation, while lakefront features include a 150-foot private pier with a boat lift, a secondary 90-foot pier shared with the southern neighbor, a private beachfront storage cabana with a roof deck, and two private mooring buoys.   The property features a 44KW standalone solar array and a private geothermal system for efficient heating and cooling.  A high-capacity commercial generator and dedicated high-speed fiber optic internet ensure comfortable, year-round living.  Extensive land planning has been completed, with significant verified allowable coverage, offering the new owner flexibility to construct additional structures such as outbuildings, guest homes, a gatehouse, or sports courts.   Just minutes from world-class skiing, fine dining, and private aviation, yet a world away in its tranquil seclusion, this fully furnished and move-in ready estate is ready for immediate enjoyment. One of only a handful of Lake Tahoe properties with such extensive sandy lake frontage and acreage, it stands out as a rare legacy opportunity for generations to come.  Contact your agent for a private viewing of this unparalleled lakefront masterpiece.

Listed by Jennie Fairchild — Mountain Luxury Properties

Listing Details

Status Withdrawn
MLS # 20251060
Days on Market 518
Price/Sq Ft $4,276

Property History

May 23, 2025
Listed for sale
$45,000,000
Property Overview
Beds 6
Baths 7.0
Sq. Ft. 10,524
Lot Size 5.21 acres
Stories 2
Year Built 2017
Property Type Single Family Residence
Style Contemporary
Subdivision Westshore LK TH
County El Dorado
STR Jurisdiction El Dorado County
APN 017-021-033-000
Parking
Parking Features Three
Exterior & Lot
Exterior Features High Ceilings,Landscaping,Phone,High Speed Internet,Hot Tub,Wine Room,Air Conditioning,Generator
Lot Features Level
View Lake,Panoramic-Lake
Roof Composition,Metal
Foundation Pier,Slab
Utilities & Systems
Heating Geo Thermal
Water Source Buoy,Boat Lift,Pier,Shared Pier
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Luxury
83
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 226 Four Ring Road, Rubicon Bay

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 83 / 100 (Luxury) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Room to build
36,533 sq ft covered of 65,072 sq ft allowed
28,539 sq ft of coverage still available to add.
Parcel Size
222,354 sq ft
Allowed Coverage
65,072 sq ft · 29%
Existing Coverage
36,533 sq ft · 16%
Addable Coverage
28,539 sq ft
Land Capability · TRPA-verified
1b, 2, 4, 6
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$17,500 – $20,400/yr
about $1,579/mo
Est. Rebuild Cost (Coverage A)
$5,788,200
FAIR Plan (fire)
$14,600/yr
DIC wrap (theft, water, liability)
$2,900 – $5,800/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$268,921 per month
Principal & interest
$227,544/mo
Property taxes
$39,798/mo
1.0613% of the price, El Dorado County's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$1,579/mo
CA FAIR Plan + DIC estimate, ~$17,500–$20,400/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($9,000,000)
Home price
$45,000,000
Loan details
30-yr fixed, 6.5%
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