Sold $1,425,000 $1,498,000 Closed
1209 Lone Indian Trail
South Lake Tahoe, CA 96150

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SOLD 2025-12-17
Sold for $1,425,000 (listed at $1,498,000)
4 Beds
·
3.0 Baths
·
2,794 Sq Ft
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About This Property

Nestled in the prestigious Montgomery Estates neighborhood, this custom-built home offers an unparalleled living experience in South Lake Tahoe. Backing onto miles of National Forest, this property provides direct access to an extensive network of hiking and biking trails, perfect for outdoor enthusiasts and nature lovers alike.The downstairs living floorplan showcases an open and inviting atmosphere. The living area boasts vertical grain Douglas fir wrapped windows, hardwood flooring, and surround sound speakers, creating a warm and inviting ambiance. A gas fireplace serves as a cozy focal point, while the beautiful forest views provide a serene backdrop.The heart of the home is undoubtedly the expansive kitchen, featuring dual islands that offer ample counter space for culinary adventures. Custom cabinets, granite slab counters, and a Thermador gas range cater to the needs of even the most discerning chef. Adjacent to the kitchen, a butler's pantry with built-in cabinets adds extra convenience and storage.Upstairs, the primary bedroom suite is a true retreat. Vaulted ceilings and a private balcony overlooking the forest create a sense of luxury and tranquility. The spa-like bathroom includes dual vanities, a tub with forest views, and a walk-in shower with dual showerheads. A spacious walk-in closet with built-in cabinets completes this opulent suite.Two additional guest rooms, one featuring a built-in desk, and a shared full bathroom provide comfortable accommodations for family or visitors. The home's thoughtful design includes an office area and conveniently located laundry room on the upper level.This property boasts high-quality finishes throughout, including custom travertine tile, hydronic in-floor heating, an alarm system, and a central vacuum system. The lushly landscaped lot creates a park-like setting, perfect for enjoying the crisp mountain air and peaceful surroundings.Fully furnished and move-in ready, this exceptional Tahoe home offers the perfect blend of luxury, comfort, and natural beauty. Don't miss the opportunity to make this your mountain retreat or year-round residence in one of South Lake Tahoe's most desirable neighborhoods.

Listed by Brent Johnson — Chase International - South Lake Tahoe

Listing Details

Status Closed
MLS # 140776
Sold Date 2025-12-17
Sold Price $1,425,000
Price/Sq Ft $536

Property History

Sep 17, 2024
Listed for sale
$1,598,000
Current
Sold
$1,425,000
Property Overview
Beds 4
Baths 3.0
Sq. Ft. 2,794
Lot Size 0.18 acres
Year Built 2005
Property Type Single Family Residence
Subdivision Montgomery Estates 7
County El Dorado
STR Jurisdiction El Dorado County
APN 080171010000
Parking
Garage Spaces 2
Parking Features Garage Door Opener
Attached Garage Yes
Exterior & Lot
Exterior Features Bear-Proof Trash Can
Lot Features Adjacent to Forest
View Forest
Construction Wood Frame
Roof Pitched, Composition
Foundation Concrete/Crawl Space
Utilities & Systems
Heating Natural Gas, Radiant Heat-Floor

STR Investment Summary — 1209 Lone Indian Trail, South Lake Tahoe

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 68 / 100 (Premium) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Over coverage limit
2,537 sq ft covered of 2,314 sq ft allowed
This parcel exceeds its TRPA coverage allowance. New building typically requires removing existing coverage or acquiring transferable coverage rights.
Parcel Size
7,712 sq ft
Allowed Coverage
2,314 sq ft · 30%
Existing Coverage
2,537 sq ft · 33%
Addable Coverage
0 sq ft
IPES Score
978.0
Land Capability · TRPA-verified
IPES
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$6,600 – $7,700/yr
about $596/mo
Est. Rebuild Cost (Coverage A)
$1,173,480
FAIR Plan (fire)
$5,500/yr
DIC wrap (theft, water, liability)
$1,100 – $2,200/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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