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About This Property
There's a reason Montgomery Estates is one of Tahoe's most loved neighborhoods. The forest feels woven into everyday life. Here, open land is just across the street, giving you the feeling of a trailhead at your doorstep while still keeping you minutes from town, the lake, Heavenly, and the essentials of South Lake living.This well-cared-for mountain home sits on a level lot in one of South Lake Tahoe's most sought-after county neighborhoods, with trail access just steps away and easy access to Lake Tahoe, Heavenly, beaches, restaurants, shopping, and year-round recreation. Whether you are heading out for a morning ride, walking the dog beneath the pines, or coming home after a ski day, the location makes everyday Tahoe living feel effortless.Inside, the home offers more than 2,600 square feet with a flexible two-level layout. The main living space feels open and inviting, with vaulted ceilings, open light, custom maple cabinetry, slab granite, stone and marble accents, and a built-in entertainment center that anchors the great room. The kitchen, dining, and living areas connect comfortably, creating a warm central gathering space for weekends, holidays, and quiet nights at home.The upper-level primary suite provides a private retreat with vaulted ceilings, dual walk-in closet space, a jetted soaking tub, and a separate shower. On the lower level, two guest bedrooms, a full bathroom, and a large family room create separation and versatility for visitors, extended stays, movie nights, a game room, or a home office setup.Outdoor living is easy here, with landscaped front and rear yards, a spacious back deck, and a level setting that is simple to use and maintain through every season. The oversized 624-square-foot garage adds valuable storage for bikes, skis, boards, tools, and all the gear that comes with the Tahoe lifestyle.1238 Lone Indian Trail brings together a strong Montgomery Estates location, immediate forest access, flexible living space, and the comfort of a home that has been thoughtfully maintained and enjoyed.
Listing Details
Property History
STR Investment Summary — 1238 Lone Indian Trail, South Lake Tahoe
Land Coverage (TRPA)
Tahoe Regional Planning Agency impervious-coverage budget for this parcel
TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.
TRPA parcel fact sheet ↗ How the Basin comparesHome Insurance Estimate
California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup
Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.
See it in the monthly payment Tahoe wildfire insurance costs
