Sold $698,000 Closed
2245 Cold Creek Trail
South Lake Tahoe, CA 96150

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SOLD 2025-10-24
Sold for $698,000
3 Beds
·
2.0 Baths
·
1,236 Sq Ft
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About This Property

Well-maintained chalet in the desirable Montgomery Estates area, offering the perfect mountain retreat on a 14,159 square foot lot. Positioned at the top of Cold Creek, this property provides easy access to miles of hiking and biking trails with filtered lake and mountain views.The living space features open beam ceilings, laminate flooring, and a cozy gas stove that creates the ideal atmosphere for mountain living. The main level includes a bedroom and full bathroom, providing convenient single-level living options.Upstairs, you'll find two additional bedrooms, each enhanced with open beam ceilings and private balconies that frame beautiful filtered lake and mountain views. The partially updated bathroom on this level features a newer vanity with quartz counters and modern fixtures.This three-bedroom, two-bathroom home is 1,236 square feet and represents an great opportunity to own a piece of mountain paradise. The generous lot size offers plenty of space for outdoor activities, while the established Montgomery Estates location provides both tranquility and accessibility to area amenities. Whether seeking a primary residence or vacation getaway, this chalet combines rustic charm with modern comfort in one of Tahoe's most sought-after neighborhoods.

Listed by Brent Johnson — Chase International - South Lake Tahoe

Listing Details

Status Closed
MLS # 142196
Sold Date 2025-10-24
Sold Price $698,000
Price/Sq Ft $565

Property History

Sep 18, 2025
Listed for sale
$698,000
Current
Sold
$698,000
Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,236
Lot Size 0.33 acres
Year Built 1972
Property Type Single Family Residence
Style Chalet
Subdivision Unavail
County El Dorado
STR Jurisdiction El Dorado County
APN 025622006000
Parking
Garage Spaces 1
Parking Features Garage Door Opener
Attached Garage Yes
Exterior & Lot
Exterior Features Bear-Proof Trash Can
View Mountains, Lake, Filtered
Construction Wood Frame
Roof Pitched, Composition
Foundation Concrete/Crawl Space
Utilities & Systems
Heating Natural Gas, Wall or Space Heater, Fireplace

STR Investment Summary — 2245 Cold Creek Trail, South Lake Tahoe

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 59 / 100 (Premium) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Room to build
1,731 sq ft covered of 3,543 sq ft allowed
1,812 sq ft of coverage still available to add.
Parcel Size
14,174 sq ft
Allowed Coverage
3,543 sq ft · 25%
Existing Coverage
1,731 sq ft · 12%
Addable Coverage
1,812 sq ft
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$2,900 – $3,400/yr
about $262/mo
Est. Rebuild Cost (Coverage A)
$519,120
FAIR Plan (fire)
$2,400/yr
DIC wrap (theft, water, liability)
$500 – $1,000/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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