Sold $608,000 $619,000 Closed
2647 Cold Creek Trail
South Lake Tahoe, CA 96150

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SOLD 2026-02-17
Sold for $608,000 (listed at $619,000)
3 Beds
·
2.5 Baths
·
1,635 Sq Ft

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It sold for $608,000 on 2026-02-17, and prices have moved since. Three boxes: leave your number and Murat calls you with what it would sell for today, priced from the latest closed sales nearby.

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Our data on this home

About This Property

Welcome to Your Tahoe Retreat! Ideally located at the entry to Montgomery Estates, this well maintained home offers level access plus plenty of parking, a resurfaced driveway (2022), and space for an RV/Boat. You'll be just minutes from Lake Tahoe's best dining, shopping, hiking and biking trails, and skiing.. All the year-round outdoor fun!Step inside to find two comfortable living areas on the lower level - one featuring a cozy wood burning fireplace. An open and functional kitchen with granite counters and newer appliances (2022) opens up to a spacious back deck, perfect for entertaining or relaxing under the pines. The primary suite is situated on the main level and includes a full bath with jetted tub.Upstairs, you'll find two bedrooms, another full bath, ample storage, and large windows that fill the home with natural light. while a charming front porch adds curb appeal and a welcoming place to enjoy the outdoors.The property also features a seasonal creek, new exterior paint (2019), and a 10x12 Tuff Shed for added storage. Recent updates include a newer roof with smart heat tape (2021) and a central AC system (2021) With a comfortable layout and room to make it your own, this Tahoe home offers the ideal combination of location, updates, and mountain charm.

Listed by Carla Ferrante — Re/Max Gold Realty

Listing Details

Status Closed
MLS # 141974
Sold Date 2026-02-17
Sold Price $608,000
Price/Sq Ft $379

Property History

Jul 18, 2025
Listed for sale
$749,000
Current
Sold
$608,000
Property Overview
Beds 3
Baths 2.5
Sq. Ft. 1,635
Lot Size 0.32 acres
Year Built 1965
Property Type Single Family Residence
Subdivision Montgomery Estates 1
County El Dorado
STR Jurisdiction El Dorado County
APN 025451015000
Parking
Garage Spaces 2
Parking Features RV Access/Parking
Attached Garage Yes
Exterior & Lot
Exterior Features Storage Shed
Construction Wood Frame
Roof Composition
Foundation Slab
Utilities & Systems
Heating Natural Gas, Wood
Cooling Central Refrig. A/C

STR Investment Summary — 2647 Cold Creek Trail, South Lake Tahoe

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 65 / 100 (Premium) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Room to build
2,011 sq ft covered of 3,027 sq ft allowed
1,016 sq ft of coverage still available to add.
Parcel Size
12,107 sq ft
Allowed Coverage
3,027 sq ft · 25%
Existing Coverage
2,011 sq ft · 17%
Addable Coverage
1,016 sq ft
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$3,800 – $4,500/yr
about $346/mo
Est. Rebuild Cost (Coverage A)
$686,700
FAIR Plan (fire)
$3,200/yr
DIC wrap (theft, water, liability)
$600 – $1,300/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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