$1,390,000 Active
243 Pine Street
Tahoma, CA 96142

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✗ STR Not Allowed — Cap Reached, New Applicants Waitlisted
El Dorado County's 900-permit Tahoe Basin cap is reached, so new applicants go on the county's waitlist — no new permits are being issued.
4 Beds
·
2.5 Baths
·
2,264 Sq Ft

Our data on this home

About This Property

Rare opportunity to own just steps from the lake! Welcome to this exquisite Tahoma retreat, where refined mountain living meets the natural beauty of Lake Tahoe. Awaken each morning to breathtaking peek lake views framed by majestic pines, and unwind in a residence that blends timeless rustic elegance with contemporary comfort. The expansive chef’s kitchen is a true centerpiece of the home, featuring generous counter space, new high-end appliances, and an open layout that flows seamlessly into the spacious great room—perfect for entertaining or relaxing by the fire. Vaulted ceilings, abundant natural light, and quality craftsmanship define this well-maintained interior. Outside, the home has been recently refreshed with newly stained siding and decks, offering a polished exterior that complements the stunning natural surroundings. Ideally located just 300 feet from the lake, this home offers effortless access to the shore for morning paddles or evening strolls along the water’s edge. Step outside your door just 200 feet to charming local eateries and beloved Tahoma Market and post office, creating a lifestyle of convenience without sacrificing serenity. For world-class skiing, Homewood Mountain Resort is a mere 2.1 miles away, with Meeks Bay, Emerald Bay, and the vibrant energy of South Lake Tahoe just a scenic drive down the West Shore. Also just steps outside your door on weekends, enjoy live music under the stars and Sunday gatherings that bring the community. Exclusive access to buoy field, private HOA pier and sandy beach ensures unforgettable summer days on the lake. A beautifully maintained park and playground invite relaxation and play, while nearby Sugar Pine State Park offers a haven for outdoor enthusiasts with its pristine bike trails, sparkling topaz waters, and Olympic-groomed cross-country ski tracks. This is more than a home—it’s a rare opportunity to own a piece of the Tahoe dream, nestled in one of West Shore’s most treasured neighborhoods.

Listed by Caitlin Khoury — COMPASS

Listing Details

Status Active
MLS # 20262237
Days on Market 1
Price/Sq Ft $614

Property History

Nov 15, 2026
Listed for sale
$1,390,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Dec 2021 · via MLS history $1,000,100 — —

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 4
Baths 2.5
Sq. Ft. 2,264
Year Built 2006
Property Type Single Family Residence
Style Mountain
Subdivision Westshore LK TH
County El Dorado
STR Jurisdiction El Dorado County
APN 015034017
Parking
Garage Spaces 2
Parking Features Two, Attached, Boat, RV Access/Parking, Parking Pad
Attached Garage Yes
Exterior & Lot
Lot Features Street, Corner Lot
View Lake, Peek, Filtered, Panoramic-Lake, Trees/Woods, Mountain(s), Ski Resort
Roof Composition
Foundation Concrete Perimeter
Utilities & Systems
Heating Natural Gas
HOA & Community
Community Amenities Beach Access
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
70
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 243 Pine Street, Tahoma

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 70 / 100 (Premium) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Estimated above allowance
1,777 sq ft covered of 1,565 sq ft allowed
TRPA's map estimates show more existing coverage than the estimated allowance. Both are estimates, not a ruling: a Land Capability Verification sets the real allowance, and coverage built before TRPA's rules is often legally existing.
Parcel Size
6,258 sq ft
Allowed Coverage · est.
1,565 sq ft · 25%
Existing Coverage · est.
1,777 sq ft · 28%
Addable Coverage
0 sq ft
IPES Score
870.0
Land Capability · TRPA-verified
IPES
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Existing coverage is TRPA's satellite estimate; allowed coverage uses TRPA's verified land class when one is on file, otherwise TRPA's estimate — data: TRPA GIS / Tahoe Open Data, LT Info. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$2,900 – $3,400/yr
about $262/mo
Est. Rebuild Cost (Coverage A)
$950,880
FAIR Plan (fire)
$2,400/yr
DIC wrap (theft, water, liability)
$500 – $1,000/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$8,521 per month
Principal & interest
$7,029/mo
Property taxes
$1,229/mo
1.0613% of the price, El Dorado County's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$263/mo
CA FAIR Plan + DIC estimate, ~$2,900–$3,400/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($278,000)
Home price
$1,390,000
Loan details
30-yr fixed, 6.5%
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