$3,900,000 Active
12528 Granite Drive
Truckee, CA 96161

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⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
4 Beds
·
4.5 Baths
·
3,731 Sq Ft

Our data on this home

About This Property

Jake Lewis: Wow! Great job. Absolutely perfect Allie Lewis: A more refined version: Mountain architecture and modern craftsmanship define this thoughtfully designed 3,731-square-foot residence in Truckee's Pine Forest neighborhood. Clad in cedar with natural granite accents, the home pairs timeless mountain character with refined, high-end interior finishes. The great room is the heart of the home, where soaring ceilings, a dramatic exposed timber beam, and expansive windows create an impressive sense of scale while framing the surrounding pines. The open-concept layout is designed for effortless entertaining and comfortable everyday living. The well-appointed floor plan includes four bedrooms and four-and-a-half bathrooms, featuring a spacious primary suite, two additional en-suite bedrooms, an upper-level en-suite bunk room, and a dedicated office that offers flexibility for remote work or a quiet retreat. A generous wraparound covered deck extends the living space outdoors, providing the perfect setting to relax, entertain, and enjoy every season. Located within the private Pine Forest HOA, the home is minutes from local schools and Historic Downtown Truckee, with convenient access to world-class skiing, hiking, mountain biking, golf, and alpine lakes. Equally suited as a full-time residence or a mountain retreat, this home offers the rare combination of thoughtful design, enduring craftsmanship, and a location that places both outdoor adventure and the best of Truckee within easy reach—where every season invites you to live the Tahoe life.

Listed by Jake Lewis — Coldwell Banker Realty

Listing Details

Status Active
MLS # 20262175
Price/Sq Ft $1,045

Property History

Oct 28, 2026
Listed for sale
$3,900,000
Property Overview
Beds 4
Baths 4.5
Sq. Ft. 3,731
Year Built 2026
Property Type Single Family Residence
Style Mountain
Subdivision Truckee
County Nevada
STR Jurisdiction Town of Truckee
APN 019710054000
Parking
Garage Spaces 3
Parking Features Three
Attached Garage Yes
Exterior & Lot
Lot Features Street
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

STR analysis
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Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$8,400 – $9,800/yr
about $758/mo
Est. Rebuild Cost (Coverage A)
$2,052,050
FAIR Plan (fire)
$7,000/yr
DIC wrap (theft, water, liability)
$1,400 – $2,800/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$23,906 per month
Principal & interest
$19,721/mo
Property taxes
$3,427/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$758/mo
CA FAIR Plan + DIC estimate, ~$8,400–$9,800/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($780,000)
Home price
$3,900,000
Loan details
30-yr fixed, 6.5%
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