$499,000 $595,000 ↓ $96,000 reduced Pending

13464 Moraine Road

Truckee, CA 96161

This home is pending. See 6 similar homes for sale in and around Truckee ↓

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⚠ STR Permit Cap Reached

Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.

2 Beds

1.0 Baths

864 Sq Ft

Our data on this home

Short-term rental income No projection Permit or HOA rules block it — see why Home insurance $1,400 – $1,700/yr FAIR Plan + DIC wrap, the usual Tahoe setup

About This Property

We are proud to offer a true piece of Donner Lake history with this charming original cabin, perfectly situated in one of the Sierra Nevada's most iconic and beloved destinations. Donner Lake is a four-season gem — offering crystal-clear swimming, kayaking, and paddleboarding in the summer, and front-row access to world-class skiing and snowshoeing in the winter, all just minutes from your door. This classic cabin has been thoughtfully refreshed with updated cabinetry in the kitchen as well as in the main floor bathroom. All while preserving every bit of its original character. The living room centers around a beautiful brick hearth with a thermostatically controlled gas fireplace — perfect for cozy mountain evenings. The layout offers flexibility with one bedroom and full bath on the main level, and a open bedroom upstairs. Step outside to the spacious front deck, ideal for outdoor dining and relaxing, with peeking views of Donner Lake. Convenient ski storage makes this the ideal base camp for Tahoe's legendary slopes. Two outbuildings provide exceptional storage for all your gear — the first houses the water heater alongside generous storage space, while the second is dedicated storage, ideal for all the toys and equipment that come with Sierra Nevada living. Sold unfurnished and ready for you to make it your own.

Listed by John McCormick — McCormick Realty

Listing Details

Status Pending

MLS # 20260876

Days on Market 156

Price/Sq Ft $578

Property History

May 20, 2026

Listed for sale

$595,000

Aug 10, 2026

Price reduced

$574,000 $595,000 ↓ $21,000

Aug 21, 2026

Price reduced

$549,000 $574,000 ↓ $25,000

Sep 29, 2026

Price reduced

$499,000 $549,000 ↓ $50,000

Oct 16, 2026

Pending

$499,000

Property Overview

Beds 2

Baths 1.0

Sq. Ft. 864

Lot Size 0.11 acres

Year Built 1952

Property Type Single Family Residence

Style Mountain

Subdivision Donner Lake

County Nevada

STR Jurisdiction Town of Truckee

APN 018361010000

Parking

Parking Features None, Parking Pad

Exterior & Lot

Lot Features Street

View Lake, Peek, Filtered, Trees/Woods

Construction Frame

Roof Metal

Foundation Concrete Perimeter

Utilities & Systems

Heating Natural Gas

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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone

STRUCTURAL SCORE Standard

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Analysis

STRUCTURAL SCORE

PROJECTED GROSS ANNUAL REVENUE

Avg Nightly

Occupancy

Cap Rate

Est. NOI Net Operating Income = annual gross rental revenue minus operating expenses (cleaning, property management, taxes, insurance, HOA, utilities, maintenance, supplies) — but before mortgage payments.

We estimate it as NOI = Projected Annual Revenue × 40%, assuming ~60% of gross goes to operating expenses on a typical Tahoe STR.

NOI feeds the cap rate below: Cap Rate = NOI ÷ List Price.

MONTHLY REVENUE

AVERAGE DAILY RATE

ADJUSTED OCCUPANCY

Estimates based on 2024-2025 comparable rental performance. Actual results vary.

STR Investment Summary — 13464 Moraine Road, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

Structural Score: 51 / 100 (Standard) · STR Zone: Red

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$1,400 – $1,700/yr

about $129/mo

Est. Rebuild Cost (Coverage A)

$362,880

FAIR Plan (fire)

$1,200/yr

DIC wrap (theft, water, liability)

$200 – $500/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings

via bonus depreciation

Land Value

Improvement Basis

5-Year Property (18%)

15-Year Property (10%)

Tax Bracket:

Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$3,090 per month

Principal & interest

$2,523/mo

Property taxes

$438/mo

1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.

HOA dues

$0/mo

From MLS listing data.

Home insurance

$129/mo

CA FAIR Plan + DIC estimate, ~$1,400–$1,700/yr — wildfire-zone rates vary; not a bindable quote.

Down payment

20% ($99,800)

Home price

$499,000

Loan details

30-yr fixed, 6.5%

Start Time

End Time

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