$499,000 Active
10191 West River Street
Truckee, CA 96161

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⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
3 Beds
·
2.0 Baths
·
1,711 Sq Ft

Our data on this home

Short-term rental income No projection Permit or HOA rules block it — see why Home insurance $3,000 – $3,500/yr FAIR Plan + DIC wrap, the usual Tahoe setup

About This Property

Unlock the potential of this rare downtown Truckee redevelopment opportunity with ADU plans and endless possibilities. Thoughtfully designed by renowned local architect Dale Cox, the fully detailed plans revive one of Historic Truckee’s most versatile properties. Customize the space to fit your vision with options for a 1- or 2-bedroom residence featuring a private entrance on West River Street, plus a separate 1-bedroom ADU with its own Riverside Drive entrance. Property highlights a patio area, and two dedicated parking spaces. Looking for a live/work setup or investment property? The flexible design also allows an option for commercial space. Ideally situated in the heart of Downtown Truckee’s exciting downtown revitalization, enjoy easy access to the new park, pedestrian bridge to the Legacy Trail, and all the dining, shopping, and charm of Old Town Truckee. Seller financing available.

Listed by Dionne Pope — Allison James Estates & Homes

Listing Details

Status Active
MLS # 20242409
Days on Market 687
Price/Sq Ft $292

Property History

Dec 10, 2024
Listed for sale
$499,000
Jul 15, 2026
Relisted
$499,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
May 2016 · county record $600,000 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 2.0
Sq. Ft. 1,711
Property Type Single Family Residence
Style Other
Subdivision Truckee
County Nevada
STR Jurisdiction Town of Truckee
APN 019130050
Parking
Parking Features None, Parking Pad
Exterior & Lot
Lot Features Street
View City, Downtown
Roof Metal
Foundation Concrete Perimeter
Utilities & Systems
Heating Natural Gas
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Standard
42
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 10191 West River Street, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 42 / 100 (Standard) · STR Zone: Red

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$3,000 – $3,500/yr
about $271/mo
Est. Rebuild Cost (Coverage A)
$718,620
FAIR Plan (fire)
$2,500/yr
DIC wrap (theft, water, liability)
$500 – $1,000/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$3,232 per month
Principal & interest
$2,523/mo
Property taxes
$438/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$271/mo
CA FAIR Plan + DIC estimate, ~$3,000–$3,500/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($99,800)
Home price
$499,000
Loan details
30-yr fixed, 6.5%
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