$1,679,000 Active
13246 Cold Creek Circle
Truckee, CA 96161
⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
3 Beds
·
3.5 Baths
·
1,959 Sq Ft
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About This Property

Discover a rare opportunity to own the last brand-new standalone single-family home within the vibrant Elements at Coldstream community. Completed in 2026 with its Certificate of Occupancy received in August, this newly finished residence showcases some of the finest finishes in the community, along with over $100,000 in carefully selected options and upgrades. Expansive windows fill the home with natural light and capture beautiful views of the scenic ponds, Cold Creek, and the Sierra Mountains. Offering ~1,959 sq. ft. across three thoughtfully designed levels, the home features 3 bedrooms, a versatile loft, 3.5 baths, and a secure 2-car garage. The open-concept living, kitchen, and dining areas flow seamlessly together, creating an inviting space for entertaining, gathering with family, or simply enjoying the mountain setting. The HOA dues cover all exterior maintenance, including but not limited to landscaping, siding staining, snow removal, and fire and hazard insurance, making for easy, low-maintenance mountain living. Located just across the road from Cold Creek and the community’s scenic ponds, with nearby access to the Legacy Trail, Coldstream offers an exceptional blend of nature, convenience, and modern mountain living. The community features underground utilities and is recognized as a Firewise Community, with ongoing wildfire mitigation efforts including defensible areas, vegetation management, and thoughtful building and site practices. For a limited time, qualified buyers may be eligible for a developer-funded rate buydown offering a 4.99% interest rate with a 5.010% APR on a 30-year fixed loan. Offer available through October 15, subject to lender approval, buyer qualification, loan program requirements, and other applicable terms and conditions. Contact the listing agent or Project Director for more details. Don’t miss this opportunity to own the final standalone single-family home available within the Elements at Coldstream community. Please note: some photos have been digitally altered and virtually staged.

Listed by Anita Noble — Stitser Properties, Inc.

Listing Details

Status Active
MLS # 20262104
Price/Sq Ft $857

Property History

Oct 10, 2026
Listed for sale
$1,679,000
Property Overview
Beds 3
Baths 3.5
Sq. Ft. 1,959
Year Built 2026
Property Type Single Family Residence
Style Mountain
Subdivision Donner Lake
County Nevada
STR Jurisdiction Town of Truckee
APN 018850066
Parking
Garage Spaces 2
Parking Features Two, Attached, Insulated, Plumbing, Garage Door Opener, Oversized
Attached Garage Yes
Exterior & Lot
Lot Features Common Area, Landscaped
View Trees/Woods, Mountain(s), Water
Construction Frame, Wood Siding, Steel Siding, Other
Roof Composition, Metal
Foundation Slab
Utilities & Systems
Heating Natural Gas, CFAH
Cooling Air Conditioning
Financial
HOA Fee $973 / Monthly
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
68
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 13246 Cold Creek Circle, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 68 / 100 (Premium) · STR Zone: Red

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$11,242 per month
Principal & interest
$8,490/mo
Property taxes
$1,475/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$973/mo
From MLS listing data.
Home insurance
$304/mo
CA FAIR Plan + DIC estimate, ~$3,400–$3,900/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($335,800)
Home price
$1,679,000
Loan details
30-yr fixed, 6.5%
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