$3,600,000 $3,750,000 ↓ $150,000 reduced Active
120 State Route 28 #24
Crystal Bay, NV 89402

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✗ STR Not Allowed
Washoe County has no STR permit caps, but Stillwater Cove HOA does not allow short-term rentals.
2 Beds
·
2.5 Baths
·
1,810 Sq Ft
Virtual Tour

Our data on this home

About This Property

Set within the Stillwater Cove lakefront community, the amenities are unmatched, featuring a full-service marina with gas dock, buoy field upon availability, sandy beach, tennis court, fitness center, swimming pool, dog park, playground, and private restaurant and clubhouse. Unit #24 has inviting living spaces and expansive lake views creating a comfortable Tahoe retreat. The main level brings together the living room, dining area, and kitchen, with a wood burning fireplace and large windows. A spacious deck is ideal for outdoor dining and entertaining. On the lower level, the primary suite offers a peaceful escape with picturesque windows, a gas fireplace, and an ensuite bathroom with a rain shower and soaking tub. A private patio extends the suite outdoors, creating a quiet place to enjoy the view. The spacious laundry room offers ample cabinetry and storage. An additional ensuite bedroom is tucked beyond the main living area, providing separation and privacy for family or guests.

Listed by William Dietz — Tahoe Luxury Properties

Listing Details

Status Active
MLS # 1019183
Days on Market 49
Price/Sq Ft $1,989

Property History

Sep 16, 2026
Listed for sale
$3,750,000
Nov 03, 2026
Price reduced
$3,600,000 $3,750,000 ↓ $150,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Jun 2016 · county record $2,004,500 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 2
Baths 2.5
Sq. Ft. 1,810
Year Built 1980
Property Type Condominium
County Washoe
STR Jurisdiction Washoe County
APN 123-272-17
Parking
Parking Features Covered,Garage
Attached Garage Yes
Exterior & Lot
View Lake,Mountain(s),Panoramic
Utilities & Systems
Heating Forced Air
Financial
Annual Tax $8,145
HOA Fee $2,327 / Monthly
HOA / Community Stillwater Cove
HOA & Community
Community Amenities Beach Rights,Clubhouse,Controlled Access,Management,Pier,Pool,Tennis Court(s)
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
67
No revenue projection. This HOA does not allow short-term rentals.

STR Investment Summary — 120 State Route 28 #24, Crystal Bay

No revenue projection. This HOA does not allow short-term rentals.
Structural Score: 67 / 100 (Premium) · STR Zone: Red

Home Insurance Estimate

Standard homeowners policy for this home

$1,800 – $2,700/yr
about $188/mo
Est. Rebuild Cost (Coverage A)
$543,000

Estimate from an estimated rebuild cost at standard-market rates. Not a bindable quote; get a local broker quote for accuracy.

See it in the monthly payment

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$21,398 per month
Principal & interest
$18,204/mo
Property taxes
$679/mo
The seller's current bill, from the MLS: a Nevada bill doesn't reset when a home sells.
HOA dues
$2,327/mo
From MLS listing data.
Home insurance
$188/mo
Estimated ~$1,800–$2,700/yr — get a local broker quote for accuracy.
Down payment
20% ($720,000)
Home price
$3,600,000
Loan details
30-yr fixed, 6.5%
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