$4,375,000 $4,900,000 ↓ $525,000 reduced Pending
120 State Route 28 #6
Crystal Bay, NV 89402

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✗ STR Not Allowed
Washoe County has no STR permit caps, but Stillwater Cove HOA does not allow short-term rentals.
2 Beds
·
2.5 Baths
·
1,726 Sq Ft
Virtual Tour

Our data on this home

About This Property

With panoramic lake views sweeping across Lake Tahoe, this exquisitely reimagined Stillwater Cove residence embodies refined mountain luxury. A comprehensive redesign of this two-bedroom two-and-a-half-bath home reveals custom cabinetry, artisan finishes, and architectural lighting throughout. The great room with its granite-clad fireplace and chef’s kitchen open to a spacious lakeview deck, while the primary suite offers its own private deck, gas fireplace, spa bath, and walk-in closet all sharing those signature panoramic lakeview views. Privately positioned on Stillwater’s secluded southern edge, the home enjoys rare serenity and exceptional lake orientation, surrounded by native pines, granite boulders, and wildflowers. Owners enjoy a private marina, buoy field, beach, pool, tennis, fitness center + seasonal restaurant. Concierge and on-site management provide effortless lakefront living in one of Tahoe’s most coveted addresses with Nevada-side tax advantages. Features: - Central AC - Central Vac - Golf cart - Private dog run included.

Listed by Camille Duvall-Hero — Sierra Sotheby's Int - Rock

Listing Details

Status Pending
MLS # 20252350
Days on Market 373
Price/Sq Ft $2,535

Property History

Oct 20, 2025
Listed for sale
$4,900,000
Current
Pending
$4,375,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Oct 2023 · county record $3,575,000 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 2
Baths 2.5
Sq. Ft. 1,726
Year Built 1980
Property Type Residential
Style Mountain
Subdivision SurroundingArea
County Washoe
STR Jurisdiction Washoe County
APN 12327205
Parking
Garage Spaces 2
Parking Features Two, Detached, Other
Attached Garage Yes
Exterior & Lot
Lot Features Landscaped, Tennis Court
View Panoramic-Lake, Trees/Woods, Mountain(s)
Construction Frame, Wood Siding
Roof Composition
Pool & Spa
Pool Swimming Pool
Utilities & Systems
Cooling Air Conditioning
Financial
HOA Fee $6,600 / Quarterly
HOA & Community
Community Amenities Beach Access, Pool, Tennis Court(s), Exercise Equipment
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
71
No revenue projection. This HOA does not allow short-term rentals.

STR Investment Summary — 120 State Route 28 #6, Crystal Bay

No revenue projection. This HOA does not allow short-term rentals.
Structural Score: 71 / 100 (Premium) · STR Zone: Red

Home Insurance Estimate

Standard homeowners policy for this home

$1,800 – $2,600/yr
about $183/mo
Est. Rebuild Cost (Coverage A)
$517,800

Estimate from an estimated rebuild cost at standard-market rates. Not a bindable quote; get a local broker quote for accuracy.

See it in the monthly payment

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$25,340 per month
Principal & interest
$22,122/mo
Property taxes
$1,385/mo
Estimated at 0.38% of the price, what bills here typically run: a Nevada bill doesn't reset when a home sells.
HOA dues
$1,650/mo
From MLS listing data.
Home insurance
$183/mo
Estimated ~$1,800–$2,600/yr — get a local broker quote for accuracy.
Down payment
20% ($875,000)
Home price
$4,375,000
Loan details
30-yr fixed, 6.5%
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