$1,199,750 $1,295,000 ↓ $95,250 reduced Active
11964 Saint Bernard Drive
Truckee, CA 96161

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⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
3 Beds
·
3.0 Baths
·
2,118 Sq Ft

Our data on this home

Short-term rental income No projection Permit or HOA rules block it — see why Home insurance $3,600 – $4,200/yr FAIR Plan + DIC wrap, the usual Tahoe setup

About This Property

Modern updates. Huge bonus room. Incredible deck...this home checks all the boxes! Completely refreshed just last year, this beautifully updated 3-bedroom mountain retreat delivers the perfect blend of modern comfort and Tahoe charm. With new stainless appliances, new flooring, fresh paint, and even new furniture, it's ready to move right in. Open living space flows effortlessly onto an expansive deck where filtered Northstar views set the backdrop for morning coffee, starry evenings, and unforgettable gatherings under the pines. Need extra space? The massive bonus room provides endless possibilities - game room, media lounge, office, bunk room, gym, or all of the above. Whether you're hosting a crowd or simply spreading out, this flexible space adapts to your lifestyle. With generous indoor and outdoor living spaces, beautiful natural light, and room for everyone to relax, work, and play, this home enables the mountain lifestyle you've been waiting for.

Listed by Katherine Fanter Byus — COMPASS

Listing Details

Status Active
MLS # 20261200
Days on Market 126
Price/Sq Ft $566

Property History

Jun 18, 2026
Listed for sale
$1,295,000
Jul 16, 2026
Price reduced
$1,250,000 $1,295,000 ↓ $45,000
Sep 21, 2026
Price reduced
$1,199,750 $1,250,000 ↓ $50,250

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Nov 2000 · county record $310,000 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 3.0
Sq. Ft. 2,118
Lot Size 0.30 acres
Year Built 1995
Property Type Single Family Residence
Style Chalet
Subdivision Tahoe Donner
County Nevada
STR Jurisdiction Town of Truckee
APN 045700028000
Parking
Garage Spaces 2
Parking Features Two
Attached Garage Yes
Exterior & Lot
Lot Features Greenbelt
View Peek, Mountain(s)
Roof Metal
HOA & Community
Community Amenities Beach Access, Pool, Tennis Court(s), Golf Course, Equestrian Center, Cross Country Skiing, Down Hill Skiing, Exercise Equipment, Boat Ramp
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
66
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 11964 Saint Bernard Drive, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 66 / 100 (Premium) · STR Zone: Red

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$3,600 – $4,200/yr
about $325/mo
Est. Rebuild Cost (Coverage A)
$889,560
FAIR Plan (fire)
$3,000/yr
DIC wrap (theft, water, liability)
$600 – $1,200/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$7,446 per month
Principal & interest
$6,067/mo
Property taxes
$1,054/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$325/mo
CA FAIR Plan + DIC estimate, ~$3,600–$4,200/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($239,950)
Home price
$1,199,750
Loan details
30-yr fixed, 6.5%
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Murat Gocmen
Murat Gocmen
Managing Broker
CA DRE# 02235314 NV B.1003327.LLC
(530) 317-0373

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