Sold $1,050,000 $1,125,000 Closed
2277 Cold Creek Trail
South Lake Tahoe, CA 96150

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SOLD 2025-12-19
Sold for $1,050,000 (listed at $1,125,000)
4 Beds
·
2.5 Baths
·
2,184 Sq Ft
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About This Property

Where Mid-Century Meets Mountain ModernWelcome to your ideal Tahoe mountain oasis, where mid-century design meets modern comfort. This fully remodeled retreat in the highly coveted Montgomery Estates neighborhood blends sleek contemporary finishes with the warmth of original cedar accents.Step inside to discover a thoughtfully reimagined three-level home offering panoramic Sierra Nevada mountain views, including Mount Tallac, Pyramid Peak, and filtered glimpses of Lake Tahoe. Ideally situated east to west, the home captures morning sun in the front and glowing sunsets from the expansive back decks. Set on a generous 0.37-acre (16,117 sq ft) lot, the property offers privacy and serene mountain views from multiple levels.Enjoy access to miles of hiking and biking trails just steps from the back door and world-class skiing at Heavenly's California Lodge only 3.6 miles away.Entering on the middle level, you'll find easy access to the primary suite with a private deck, two guest bedrooms, a guest bath, and a dedicated laundry room. The top floor features an open-concept kitchen, dining, and living space framed by a wall of windows that showcase breathtaking views and fill the home with natural light. The kitchen boasts all-new Frigidaire stainless steel appliances, quartz countertops with an undermount sink, wood cabinetry, and an island. A powder room and additional office/bedroom complete this level.The lower level offers endless potential with three separate exterior entrances and a bonus space ready to become a family room, game area, or guest suite. The spacious lower deck provides a splendid spot for outdoor entertaining or a future hot tub retreat.An oversized two-car garage offers additional space for Tahoe toys, tools, or even a third parking spot, along with a workshop area. There is also extra storage beneath the home, including a partially finished crawl space.Full remodel upgrades include:All new windows, sliders, and doorsNew roof, garage door, and openerNew furnace (3 zones), and water heaterNew luxury vinyl plank flooring throughoutFresh paint inside and outAll new decksAnd more!Every detail of this home has been crafted to deliver the best of Tahoe living: a balance of luxury, nature, and an unbeatable location in one of South Lake Tahoe's most desirable neighborhoods.

Listed by Alora Reynolds — Chase International - South Lake Tahoe

Listing Details

Status Closed
MLS # 142305
Sold Date 2025-12-19
Sold Price $1,050,000
Price/Sq Ft $515

Property History

Nov 10, 2025
Listed for sale
$1,125,000
Current
Sold
$1,050,000

Sale History · changed hands 2×

Sold Price Listing agent (sell side) Buyer agent (buy side)
May 2025 $535,000 Jill MoffettChase International - South Lake Tahoe Alora C ReynoldsChase International - South Lake Tahoe
Dec 2025 · this listing $1,050,000 (+96%) Alora ReynoldsChase International - South Lake Tahoe Alora C ReynoldsChase International - South Lake Tahoe

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 4
Baths 2.5
Sq. Ft. 2,184
Lot Size 0.37 acres
Year Built 1976
Property Type Single Family Residence
Style Split Level
Subdivision Montgomery Estates 1
County El Dorado
STR Jurisdiction El Dorado County
APN 025612007000
Parking
Garage Spaces 3
Parking Features Garage Door Opener
Attached Garage Yes
Exterior & Lot
View Mountains, Lake, Filtered, Forest
Construction Wood Frame, Wood Siding
Roof Pitched, Flat, Composition
Foundation Concrete/Crawl Space
Utilities & Systems
Heating Forced Air, Natural Gas, Wall or Space Heater

STR Investment Summary — 2277 Cold Creek Trail, South Lake Tahoe

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 75 / 100 (Luxury) · STR Zone: Red

Land Coverage (TRPA)

Tahoe Regional Planning Agency impervious-coverage budget for this parcel

Room to build
1,321 sq ft covered of 4,017 sq ft allowed
2,696 sq ft of coverage still available to add.
Parcel Size
16,066 sq ft
Allowed Coverage
4,017 sq ft · 25%
Existing Coverage
1,321 sq ft · 8%
Addable Coverage
2,696 sq ft
Existing Units
1

TRPA caps how much of each Tahoe Basin parcel can be covered by impervious surfaces — buildings, driveways, decks. Estimated coverage — data: TRPA GIS / Tahoe Open Data. The only authoritative determination of coverage and land capability is a Land Capability Verification through TRPA; actual allowable coverage can differ due to verifications, transfers, banked coverage, or deed restrictions.

TRPA parcel fact sheet ↗ How the Basin compares

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$5,200 – $6,000/yr
about $467/mo
Est. Rebuild Cost (Coverage A)
$917,280
FAIR Plan (fire)
$4,300/yr
DIC wrap (theft, water, liability)
$900 – $1,700/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs
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