$1,275,000 Active
10401 Saint James Place
Truckee, CA 96161

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⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
3 Beds
·
2.5 Baths
·
2,168 Sq Ft
Virtual Tour

Our data on this home

About This Property

Nestled among the tall pines and mountain serenity, this stunning split-level retreat offers the ultimate blend of comfort, style, and private outdoor living. Situated on a generous, level .40-acre lot on a quiet cul-de-sac, the property boasts beautifully landscaped lawns and an expansive patio anchored by a magnificent outdoor fireplace—an entertainer's dream. Upstairs, the home opens up to soaring vaulted ceilings and dramatic floor-to-ceiling windows that flood the space with natural light and frame serene views of the backyard. The seamless great room integrates a spacious living area, dining area, and a chef’s kitchen complete with rich granite countertops and a center island, all centered around a custom stone fireplace. This main level also hosts a convenient powder room, a spacious primary suite, and direct access to a deck soaking in the mountain air. The lower level extends the living space with a cozy family room, two guest bedrooms, a full bathroom, and a dedicated laundry room with access to the two-car garage. Step out from the guest quarters directly into the lush backyard to unwind in your private hot tub. This is the Truckee home you have been waiting for!

Listed by Doug Schroeder — Dickson Realty

Listing Details

Status Active
MLS # 20262159
Days on Market 1
Price/Sq Ft $588

Property History

Oct 24, 2026
Listed for sale
$1,275,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Apr 2019 · county record $717,500 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 2.5
Sq. Ft. 2,168
Lot Size 0.40 acres
Year Built 2004
Property Type Single Family Residence
Style Mountain
Subdivision Truckee
County Nevada
STR Jurisdiction Town of Truckee
APN 040120014000
Parking
Garage Spaces 2
Parking Features Two, Attached, Garage Door Opener
Attached Garage Yes
Exterior & Lot
Lot Features Street, Landscaped
View Trees/Woods, Mountain(s)
Construction Frame
Roof Composition
Foundation Concrete Perimeter
Utilities & Systems
Heating Natural Gas, CFAH
Financial
HOA Fee $561 / Annually
HOA & Community
Community Amenities Pool, Tennis Court(s)
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STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
74
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 10401 Saint James Place, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 74 / 100 (Premium) · STR Zone: Red

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$3,700 – $4,300/yr
about $333/mo
Est. Rebuild Cost (Coverage A)
$910,560
FAIR Plan (fire)
$3,100/yr
DIC wrap (theft, water, liability)
$600 – $1,200/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$7,947 per month
Principal & interest
$6,447/mo
Property taxes
$1,120/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$47/mo
From MLS listing data.
Home insurance
$333/mo
CA FAIR Plan + DIC estimate, ~$3,700–$4,300/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($255,000)
Home price
$1,275,000
Loan details
30-yr fixed, 6.5%
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