$699,000 Active
10306 Trout Creek Road
Truckee, CA 96161

Get homes like this by email

When a home like this lists in Truckee at a similar price and size, we email you the same day. No account needed.

⚠ STR Permit Cap Reached
Town of Truckee STR permit cap has been reached. 1-year waiting period after purchase before you can apply. Verify current waitlist status before buying.
3 Beds
·
1.5 Baths
·
1,642 Sq Ft

Our data on this home

About This Property

LABOR DAY WEEKEND OPEN HOUSE: Saturday Sept 5th, 3-5 pm. One of the best opportunities to own in Downtown Truckee. Where historic charm, walkability, and future appreciation come together. Perfectly positioned by the heart of historic Downtown Truckee, this versatile property offers both immediate lifestyle benefits and long-term investment potential. Enjoy year-round access to local favorites, restaurants, coffee shops, boutiques, and farmers markets, while being just minutes from the Truckee River, major ski resorts, and endless hiking and biking trails. The home features two bedrooms and a full bath upstairs, with a third bedroom, half bath, and a flex space/gear garage on the lower level. After mountain adventures, unwind in the private sauna or hot tub, or entertain on the sunny back patio. Set on a spacious parcel, this historic property holds significant development potential as the Truckee Railyard Project continues to transform the area. Whether you're seeking a personal mountain retreat, a long-term rental, or future redevelopment opportunity, this location is a rare find in one of Truckee’s most walkable and desirable neighborhoods.

Listed by Sami Bass — Sierra Sotheby's Int Realty TC

Listing Details

Status Active
MLS # 20261563
Days on Market 88
Price/Sq Ft $426

Property History

Jul 28, 2026
Listed for sale
$699,000

Sale History · changed hands 1×

Sold Price Listing agent (sell side) Buyer agent (buy side)
Nov 2017 · county record $380,000 Deed record — brokerage sides not reported

MLS closed sales, with duplicate ingestions collapsed and lease records excluded, so each row is a distinct transaction. Rows marked county record come from the assessor's deed data, which reaches back further than the MLS feed; rows marked via a listing site fill the years the feed misses using that site's public sale record.

Property Overview
Beds 3
Baths 1.5
Sq. Ft. 1,642
Lot Size 0.07 acres
Year Built 1920
Property Type Single Family Residence
Style Chalet
Subdivision Truckee
County Nevada
STR Jurisdiction Town of Truckee
APN 019030004000
Parking
Garage Spaces 1
Parking Features One, Other
Attached Garage Yes
Exterior & Lot
Lot Features Street
View Mountain(s), Downtown
Roof Metal
Utilities & Systems
Heating Propane
📊

STR Investment Analysis

See projected rental revenue, occupancy rates, and investment scores.

STR Investment Analysis

Red Zone
STRUCTURAL SCORE Premium
64
No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.

STR Investment Summary — 10306 Trout Creek Road, Truckee

No revenue projection. Short-term rental permits are not currently obtainable here — the local jurisdiction has reached its permit cap or is waitlisting all new applications.
Structural Score: 64 / 100 (Premium) · STR Zone: Red

Home Insurance Estimate

California FAIR Plan fire policy + a DIC wrap policy, the usual Tahoe setup

$2,900 – $3,400/yr
about $262/mo
Est. Rebuild Cost (Coverage A)
$689,640
FAIR Plan (fire)
$2,400/yr
DIC wrap (theft, water, liability)
$500 – $1,000/yr

Estimate from this ZIP's California FAIR Plan rates (Plan data as of 6/30/2026, with the 29.1% increase effective 10/15/2026) on an estimated rebuild cost, plus a DIC policy at 20–40% of the FAIR premium. Not a bindable quote; a local broker quote depends on the home's age, roof, defensible space and claims history.

See it in the monthly payment Tahoe wildfire insurance costs

Cost Segregation Tax Savings

Estimated first-year bonus depreciation savings

Estimated First-Year Tax Savings
$0
via bonus depreciation
Land Value
$0
Improvement Basis
$0
5-Year Property (18%)
$0
15-Year Property (10%)
$0
Estimates are for informational purposes only and do not constitute tax advice. Consult a qualified CPA or tax professional for your specific situation. Actual savings depend on individual tax circumstances.

Payment calculator

$4,412 per month
Principal & interest
$3,535/mo
Property taxes
$614/mo
1.0544% of the price, Truckee's 2025-26 rate, plus direct charges: California re-assesses a home at its sale price.
HOA dues
$0/mo
From MLS listing data.
Home insurance
$263/mo
CA FAIR Plan + DIC estimate, ~$2,900–$3,400/yr — wildfire-zone rates vary; not a bindable quote.
Down payment
20% ($139,800)
Home price
$699,000
Loan details
30-yr fixed, 6.5%
Request a Tour

We'll contact you soon.

Murat Gocmen
Murat Gocmen
Managing Broker
CA DRE# 02235314 NV B.1003327.LLC

Send a Message

Or call directly: (530) 317-0373